One of the most popular trends in bathroom design nowadays is to go rustic. The look and feel of a country cottage is undeniably warm, inviting, comfortable and homey. To achieve this ambience, rustic bathroom lighting is utilized.

Rustic country décor tries to simulate the look of cottage style homes whether American, French or English. The rustic country look is typically described as simple, coarse, and unfinished but charming and very endearing, nonetheless. The look of rustic country cottages is achieved through the use of natural woods, rough finishes and aged surfaces. Because of this characteristic, rustic country cottages often have that quaint, comfortable and modest ambience. Dedicated homeowners who want a consistent rustic country motif in their house can continue the design into their bathrooms. The rustic country look can be achieved in the bathroom through the use of many architectural and structural details. The use of neutral or soft tones on the walls as well as antique looking cabinets or vanity can instantly add a rustic touch to any bathroom. Pedestal sinks, clawfoot tubs, and brass faucets also add to the country ambience.

As a finishing touch, the best thing you can do is to install rustic bathroom lighting. Characterized by warm yellow tones and subdued illumination, this type of lighting will surely add an authentic warm glow to your bathroom and imbue it with the relaxed and comfortable ambience of an old country home. Rustic lighting is usually decorated with natural items such as wood, pinecones, animal antlers and many more. There are also chandeliers made of wood.

Antique lamps made of brass and attached to the walls of your bathroom can easily add an elegant and quaint touch. You can install such lamps to complement other decorative elements in your bathroom such as brass faucets and bath tubs with claw feet. The possibilities are only limited by the imagination. You can purchase ready made rustic lighting. There are lighting fixtures readily available from home supply stores that simulate the look of country cottages. Some stores offer rustic bathroom lighting products that follow a certain rustic theme such as wagon wheel or antlers.

For truly authentic rustic bathroom lighting, you can also create your own lighting fixtures out of store-brought light bulbs combined with materials such as antique candle holders, wood, pine cones, and others. Explore your creativity and design your own rustic lighting that is unique and beautiful.

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Estate Planning – Rules and Trustees

Posted by madee998 on March 31st, 2010

If you are wisely attempting to put some assets into a trust (inter vivos) in your lifetime, then you have been paying attention to the important differences between wills and trusts. A trust created during your life will be far more secure with respect to its ability to withstand challenges to how your assets are to be distributed during estate planning than a will. Making a trust is a brave thing to do, because it telegraphs, to a certain extent, what you are going to do with your assets while you are still alive. This is what insulates it from attacks on your capacity, because it is unlikely, for example that, one of your relations is going to say you are insane or feeble and unduly influenced by another of your relatives to your face and this makes the trust a far surer bet than a will, in some cases.

However, the trust also may engender hard feels regarding the exclusion of a relative and those feelings will become known to a person creating a trust while they are still alive. This is the advantage of a will — if people don’t like it, you will never know. The will maker is long gone when those that don’t like what they have done contest the will and those that do like it try to defend it. Although, it should be noted that clever drafting should be able to alleviate the necessity of either a contest or a defense. That is why you need a clever estate planning attorney to create your will rather than just a form. The attorney that creates your will often defends its contents, or in other words, their understanding of your wishes. The trust is a different story, because your trust will be administered by someone (called the trustee) for the purpose of those that the trust benefits (the beneficiaries).

One of the paramount problems of forming a trust is deciding what powers the trustee has and what powers they do not have relative to the assets you have placed in trust. Remember that a trustee is already assumed to have a duty to benefit the trust and that many states have laws regarding what a trustee can and cannot do, if the settlor (the creator of the trust) does not specify otherwise. But, again, you don’t want to leave the financial destiny of your trust up to the state any more than you want the state to decide who gets your assets. Your wills and trusts attorney will be able to give you a list of the traditional powers of a trustee in your state and tell you what they mean.

Many of the powers concern what type of assets the trustee can invest in on behalf of the trust. For example, the trustee is sometimes prohibited from buying general securities for the trust because they are considered too risky. But, if you have chosen your trusted stock broker as your trustee and she has agreed, then this might be exactly the restriction you don’t want. Consult with your attorney about the kind of trust you would like to create and what the rules are in your state. Remember, that these rules are there to cover the bases in case you don’t make your own rules. Understanding the rules that are there, and why, will give you a sense of the kinds of rules that might be good and the ones that you would rather not have. In addition, you will be able to give the trustee more freedom than the state rules would allow, or less, depending on how conservatively you want your assets to be managed.

Be prepared to have a candid conversation with your attorney regarding what the rules are and what you would like to see happen. It is good to remember that your estate planning attorney has seen many trusts and understands how they work. Sometimes restrictions that seem good today might be the very restrictions that cripple your trust in a vastly different economic environment. In some cases, a trust may span several decades and the trustee may change along with the climate the trust was created in. When radical economic changes have occurred, a trust with greater flexibility will be beneficial. So you have a lot to think about as you enter the exciting world of forming a trust. Don’t let rules be off-putting, they are there as guides and when you understand them you will have a greater understanding of what you need. Ask your estate planner to give you information about the current rules and some general advice about how to choose a trustee.

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Vacation Destinations – Kauai, Hawaii

Posted by madee998 on March 30th, 2010

Vacationers can rent a cottage or home that is big enough to accommodate an entire group of tourists. Vacation beach rentals are perfect for visiting an island such as Kauai. You’ll be close to the beaches and have a wonderful place to stay as well.

A Haena vacation rental is just one example of a truly splendid place. Haena is a little township in Hawaii that has just about everything. This includes beaches, waterfalls, jungles, fantastic hiking trails, and dazzling sunsets. Anyone can visit this lovely place on the island of Kauai by renting a vacation home.

Moloa’a and Anahola are also places of interest for vacationers in Kauai. This location is unique because the local Hawaiian natives are said to live here so the majority of the land is set aside to accommodate them. Golfing, surfing, snorkeling, fishing and scuba diving are among the numerous activities that people can participate in. Anahola is located near the airport and harbor which makes it the perfect area for transportation facilities for local residents and guests as well. Anahola vacation rentals are also quite popular. These rentals usually offer easy access to the beach and provide a breathtaking view of the ocean too.

Hawaii is well-known for its vacation homes which provide the luxury of a hotel along with a cozy atmosphere that feels like home. Visitors can enjoy the best of both worlds. Vacation cottages are also wonderful places for visitors. Hawaii has many such places and a vacation rental in Kauai would be an excellent choice.

The main advantage of vacation homes is that a large number of people can stay in one place at a lower cost compared to a hotel. With the increasing demand for vacation rentals, the number of people involved in the vacation home business has also grown. Vacation rentals have many accommodations such as a kitchen to prepare your own food in, which helps reduce food expenses.

In addition to a kitchen most vacation homes also have grills, washers and dryers, Cable television along with a DVD and CD player, Jacuzzi bathtubs and a variety of other amenities so you can enjoy your holiday to the fullest.

Plan your vacation in Hawaii soon so you can be in the center of nature and enjoy the exquisite beauty. You’ll be able to find a high-quality vacation home more easily if you reserve early. With some negotiation you might even receive a discount.

Hawaii has been blessed with rich scenic beauty. Places like Haena, are rare and unique. Staying at a Kauai vacation rental and enjoying the magnificence of the ocean is like living in a paradise.

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Because you are not there every single month out of the year, it is important that you make your vacation cottage a special place that you can retreat to whenever the mood strikes. After all, it is the decor and design of this vacation cottage that will keep you happy and stress free whenever you feel the need to escape for a while to enjoy yourself either alone or with your friends or family. Finding the right pieces of Adirondack furniture to relax on as well as wonderful accents to soothe your senses will be key to your successful vacation cottage.

For obvious reasons, you will want to have a nice seating area within your cottage so that you can relax with your guests and enjoy great conversation or even sit alone on a beautiful night to curl up with an interesting book. The best way to create the perfect nook is to have a nice table, perhaps a coffee table or an end table, surrounded with a couple of chairs or even a cluster of a chair and bench set up. Whatever you choose to use for accent on top of that will basically depend on your tastes and budget.

Chairs and other Adirondack furniture are the perfect choice for any cottage. These pieces simply invite relation with their high backs, sloping seats and oversized armrests. You can place a few chairs around a fire pit or even a pair by the lake is great for enjoying the wildlife and natural beauty of your cottage’s surroundings. If you spend a lot of time on the beach in front of your cottage you might want some portable furniture to relax on down there. Folding Adirondack chairs or a matching table and chair set are perfect for enjoying the sun and sand.

And don’t think your Adirondack furniture has to stay in its natural wood hue. Some chairs are available in several colors and finishes and others are best left in their natural state because they won’t take paint well. You could choose green furniture like the original Adirondack chairs or perhaps you would prefer yellow, white or blue. You can literally find Adirondack furniture in every color of the rainbow.

In order to bring together just about any design scheme for your cottage you need some finishing touches. So once you have decided on the pieces and location of Adirondack furniture you desire, the finishing touches could include some sort of lighting fixture or a collection of candles. Maybe a lantern or some planter boxes to bring a little bit of nature even closer would work. You could also include a cooler or other container to keep refreshing beverages nearby.

You may also want to create an outdoor dining area at your cottage complete with long wood table, matching chairs and perhaps even an outdoor chandelier. Soon your cottage will always be welcoming and ready for enjoying alone or with family and friends. Relaxation will come naturally once you take the initiative of creating a memorable vacation space that you can enjoy whenever the mood strikes.

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Here is a great lime Jello with pineapple recipe that uses cottage cheese instead of the heavier cream cheese. It makes a very pretty molded gelatin dessert to serve on top of salad greens, or as a nice luncheon centerpiece.

2 boxes lime gelatin

2 cups boiling water

2 cups cold water

4 tablespoons mayonnaise

1 (16 oz.) container cottage cheese, small curd

1 (16 oz.) can crushed pineapple, drained

Miniature marshmallows

1 (12oz.) container Cool Whip

Directions

In a medium bowl, Add boiling water to the two packages of lime gelatin; stir until gelatin is dissolved completely. Pour in cold water and stir. Stir the mayonnaise into the cottage cheese. Add cottage cheese to gelatin mixture.

Mix in the pineapple and stir until gelatin begins to thicken. Pour into the Jello mold. Put in refrigerator and chill until gelatin is firmly set. Unmold gelatin onto a serving plate.

Add marshmallows to Cool Whip and then spread over top of gelatin.

=> Jello Mold Recipe: Lime Jello Mold Salad with Cream Cheese

This cream cheese Jello recipe is also a popular Jello classic recipe that can be served for just about any occasion. You can’t go wrong with a lime Jello recipe that features pears, maraschino cherries and nuts. With every bite you’ll enjoy a flavor sensation of fruit, cream and nuts.

1 large package lime gelatin

1 large can pears

1/2 (4 oz.) package cream cheese

1 container Cool Whip

Maraschino cherries, cut into quarters

1/2 cup chopped nuts

Directions

Drain juice from pears. Dissolve gelatin in 2 cups of boiling water. In a blender, add gelatin mixture, pears, cream cheese, 1/2 of Cool Whip. Blend until smooth. Pour mixture in a Jello mold. Chill in the refrigerator.

Unmold the gelatin onto a serving plate. Spread remaining Cool Whip on top of gelatin. Sprinkle the chopped nuts and cherries on top.

=> Jello Mold Recipe: Lemon Mousse

Here’s an easy Jello recipe that tastes just like lemon meringue pie. It’s light and quick to make. It’s also a great Cool Whip Jello recipe that will look beautiful when using an elegant Jello mold, or, served up in glass dessert dishes.

1 3/4 cups boiling water

1 (6 oz.) package lemon gelatin

3/4 cup cold water

1 (12 oz.) can frozen lemonade concentrate, thawed

1 (12 oz.) container Cool Whip, thawed

Directions

Dissolve the gelatin in boiling water. Slowly stir in the cold water and lemonade. Chill gelatin mixture in the refrigerator until it gets thick, but not set.

In a large bowl, beat together the cold lemonade mixture and the whipped topping; beat until mixture is completely smooth and a pale yellow color. Pour gelatin mixture into a large mold.

=> Orange Jello Salad Recipe: Mandarin Orange Jello Salad

Looking for a bright, beautiful Jello gelatin recipe? This lovely orange Jello salad recipe fits the bill nicely. It’s a refreshing Jello fruit recipe that features orange juice, pineapple, vanilla pudding and our favorite whipped topping.

2 small packages orange gelatin

2 cups boiling water

1 small can frozen orange juice concentrate

2 cans mandarin oranges

1 can crushed pineapple

1 large box instant vanilla pudding

1 cup milk

1 small container Cool Whip

Directions

In a large bowl, combine gelatin, water and orange juice concentrate; chill until just firm. Mix in the mandarin oranges and pineapple on top and chill until solid.

In a medium bowl, combine the pudding, milk and Cool Whip; spread on top of salad. Chill until completely set.

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Almost 90% of adult women in the US may be suffering from mild to extreme cases of cellulite, particularly in the thigh area. Countless of procedures and products have already been created and introduced in the market to help banish these unsightly dermal fat. However, many still find it difficult to totally eradicate this problem.

Based on the experience of countless women, experts have compiled proven ways to deal with cellulite woes in women for good. Follow these seven tips and you too will be able to see your cottage-cheese skin problems slowly but surely:

Do Some Detox

The first thing you have to do, if you can see cellulite starting to form on your thighs and other parts of your body, is to start a detox program or diet. Many alternative medicine practitioners believe that toxins, chemicals and waste products inside your body that have not been effectively eliminated can be a leading cause of cellulite. Thus, if you want to prevent further exacerbation of your problem or the formation of new fatty deposits underneath your skin, then it would really be wise to make sure that you cleanse your system of toxins and other harmful chemicals. Eating vegetables and fruits and drinking plenty of water are essential in making sure that you have a healthy bowel movement and elimination system.

Strengthen Your Skin Through Supplements

It would be quite impossible to expect that you get the right amounts of vitamins and minerals that your body needs everyday from the things that you eat and drink. Thus, it is wise to take some supplements. This will ascertain that you get all the nutrients that you need to help tone and strengthen your skin. A beautiful and well-toned skin will help minimize the appearance of cellulite.

Keep Your Cells Hydrated

As mentioned earlier, water is important in flushing out toxins from your body. However, water is also needed by your skin cells so that they will remain moisturized. So be sure to drink up at least 8 glasses everyday. You might need more if you are sweating a lot while working out.

Don’t Forget To Exercise

Although there is no exercise regimen that could melt down subcutaneous fat, which is responsible for the orange-peel look of the skin, you still need to exercise and move your butt so that your muscles will be strong and well toned. Furthermore, exercise will also help boost your blood circulation, which is also needed to prevent fatty deposits from forming underneath your skin.

Know How To Fight Stress

Did you know that stress can also pollute your body? Studies have shown that people who are in a state of perpetual stress overproduce hormones that can be bad for your system, including contributing to the formation of fat. If you don’t want your body to work against you, better start finding ways to reduce stress. Meditation, tai chi, yoga, or simply taking a vacation can be effective in relieving stress.

Dry Brush Your Skin

You can also boost your blood circulation and stimulate your skin to help drain out fluids and toxins from your lymphatic systems by dry brushing your skin regularly. Brush problematic areas in the morning before you take a bath with a soft-bristled brush.

Massage Your Way To Dimple-Free Skin

Massaging your thighs, buttocks and other parts of your body where you have dimpled skin will not only help flush out toxins, but also improve your blood circulation and skin tone. It would also be best to apply an anti-cellulite cream, such as Celrase, to slowly improve the texture of your skin and smoothen the lumps caused by cellulite. Do this regularly for faster results.

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Grand Haven Vacation Rentals

Posted by madee998 on March 25th, 2010

When you visit Grand Haven, Michigan, you come for the magnificent beauty and ambiance of this area. Trees tower above every road, glorious sand dunes await in the state parks, and everywhere you look, there is another sparkling body of water. This is where you come to escape from a hectic lifestyle, so stay in comfort and enjoy the breathtaking views of the area from a private vacation rental.

Grand Haven is known for its “singing sands” and beautiful beaches that line Lake Michigan, and many individuals come here each year to take advantage of all the lake has to offer. Rather than leaving the beach behind at the end of the day, retreat to your Grand Haven condo rental instead. Here, you can relax on the deck and watch the boats coming back into the channel as the sun begins to set. With amazing views of the Grand River Channel, Lake Michigan, and the Grand Haven lighthouse and easy access to the beach, pier, restaurants, and shops along the shore, you are surrounded by many of the amazing attractions this city has to offer.

Spectacular views of the water can push you to explore the beach and participate in water sports, however views and easy access to the downtown area make it easy to enjoy both the shore and mainland. Get up in the morning and relax with a nice cup of coffee on your balcony as the fishing boats make there way out to Spring Lake. For some refreshing exercise, pick up one of the bikes that is included with your condo and make your way to the bike path out front, which can take you all the way to downtown Grand Haven. If you prefer an easier journey, hop on the trolley that stops by regularly and make your way into the city or to Grand Haven State Park Beach. After a long day outside, relax in the indoor hot tub or go for an invigorating swim in either the outdoor or indoor pool. Grand Haven is at your fingertips when you stay in a centrally located condo rental that includes all the amenities of home.

If your vacation in Grand Haven is a retreat from a hectic and busy lifestyle, then a private, Cape Cod style house on quiet Little Black Lake is the perfect housing option for you. Watch as the sun rises over the lake and the swans, geese, and ducks come out for your leftover bread. Canoes and kayaks are provided so you can set out for a relaxing adventure on this calm lake, and bring your gear along to try for bluegills, sunfish, large mouth bass, or pike. Hoffmaster State Park is within walking distance, allowing you easy access to the beaches, hiking areas, and wildlife viewing opportunities of this area. After a day at the beach or on the water, gather around the fire pit in the backyard and listen to the owls and bullfrogs in the night. A vacation home off the beaten path provides the privacy and seclusion you normally do not expect from vacation accommodations, allowing you to tailor your vacation to your needs.

Whether your ideal vacation entails hours at the beach or simply relaxing amongst the peace and calm of your surroundings, there is a Grand Haven condo or cottage rental that will help you realize the vacation you imagined. Rather than staying in a cramped hotel, try accommodations that make it easy to undertake any activity you desire and allow you to really appreciate the beauty that surrounds you. Begin your search for the perfect vacation rental today and discover what it means to have a fulfilling and satisfying adventure in Western Michigan.

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Cancun Vacation Brochures

Posted by madee998 on March 23rd, 2010

If you are looking for a hassle-free Cancun vacation, then be sure to have a copy of a good vacation brochure. With Cancun vacation brochures in hand, you will be able to travel almost anywhere in the city. These small books can help you before and during your vacation. As most of the brochures are updated yearly, they contain the latest information about Cancun.

information about this coastal paradise. Usually, the vacation brochures are published by tourism-related businesses. The tour operators and travel agencies issue brochures to attract more customers. Some even offer a free copy of a Cancun vacation brochure, when their vacation package tours are booked. The hotels and resorts in Cancun also offer short pamphlets as part of their marketing. These booklets also contain general area information.

Above all, you can find a good number of travel brochures online, which can be ordered easily. Lonely Planet and Amazon are some of the best sources. You can even download and print vacation brochures free-of-cost.

Having a copy of these handy little books can help you in many ways. Vacation brochures contain short descriptions about the city’s highlights including the white sandy beaches and the Mayan ruins. They are filled with colorful photographs of major sights and attractions, which can help you a lot in finding your way. Some editions even include maps.

As Cancun is dotted with a number of hotels and resorts, you may find it difficult to choose the most appropriate one. Cancun vacation brochures will have listings of top hotels, resorts, restaurants, and shopping zones in the area. They also include booking information and room rates. Moreover, they contain a calendar of events, entry requirements, and customs regulations in Cancun.

Above all, the travel brochures issued by travel companies may contain information about their packages, rates, and the services and facilities.

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Cottage style is about creating a lifestyle at home that is comfortable for you and your family and welcoming to your friends. So even if you have a football player husband, three sons, and two dogs, with some compromise and ingenuity, you can still have a comfortable cottage style home that suits the whole family. I’m living proof, because my husband and I have personally co-existed happily with this style for years.

8 Tips to Husband-Friendly Cottage Style:

1. Forget Foo Foo. While you might dream of a pink and white ruffled castle laden with flowers, your husband probably does not. Compromise by minimizing ruffles and frills.

2. Color Cozy. Choose three colors for your décor that are favorites of both you and your significant other and that look attractive together. You can vary the intensity of the shades if needed.

3. Neutral Furnishings. Consider choosing solid color upholstery fabrics like beige or cream. You can add color, pattern, and texture by placing pillows and throws on the furniture. These items are inexpensive and can be easily updated when you tire of them, or with the change of seasons.

4. Leather & Loveseat Love. What man doesn’t love a leather recliner and what woman doesn’t hate them?! Compromise by letting him have his leather recliner in his own den while you get your own cozy loveseat in the bedroom or your favorite chair in a quiet corner.

5. Big Screen Savvy. The big screen TV doesn’t have to be the focal point of the living room. Perhaps it can be moved to his den. If the whole family wants it in the family room, put it in an attractive armoire so the doors can be closed when it’s not in use.

6. Happy Us. Create a “Happy Us” wall in your bedroom–a collage of both of your favorite art, family photos, framed memorabilia, and travel photos showing happy scenes of the two of you together. Use a dimmer switch for the lights to create a romantic ambience. A vase of fresh flowers adds a colorful touch of nature. If he nixes florals, put greenery only in a vase.

7. Cottage Collections. Collections and cottage style go hand in hand. Display your teapot collection in a lovely curio cabinet in the living room and his arrowheads showcased in shadow boxes in his den.

8. Let There be Light. If hubby gravitates to dark wooden furniture and you like painted white, combine the two artfully. Choose either light or dark as the predominant finish, and then add accent pieces in the other finish. If you insist on white furnishings, offer to keep the lines clean. If he insists on dark furniture pieces, choose curvy lines for the legs such as Queen Anne or French style.

With some good communication, ingenuity, and loving compromise, you can both enjoy creating fond life memories in your comfy cottage style home.

C2005 Kathryn Bechen. All rights reserved worldwide.

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Travel Insurance for Vacation Rentals

Posted by madee998 on March 20th, 2010

A family booked a rental cottage last summer, arrived safely and just loved the cottage. However, on the second day of their two week stay, the mom got a call to say her father was seriously ill and not expected to live. The family packed up and returned home, and sadly, her dad died a few days later. After the funeral, the renter called the cottage owner and asked what sort of refund she could expect as they had only used 2 days of their 14 day booking. The owner refused to pay any refund with the explanation that she relied on the cottage rental income to pay the costs of her cottage and it was always fully booked through the season. She was not able to find a replacement rental party at the last minute and as the rental agreement stated; if that was the case no money would be returned. Of course the rental group did not have travel insurance, which would probably have covered trip curtailment due to the illness and/or death of a close relative. The rental cost the family over $4000 and they were not able to recover a penny of that money.

Many people believe that trip insurance is only necessary if there is a flight involved; where delay, lost baggage, and the risk of the airline going bust, is covered; and medical cover is required in a foreign country. It’s not considered important, or not considered at all, to buy insurance to cover a trip taken by road to a self catering property in the same province or the same country.

Think again! Most cottage bookings are made several months in advance and many things could happen after you have booked to change your circumstances. Illnesses of any member of the traveling party, redundancy or a call to jury service are just a few of the situations that would be covered by a travel insurance policy. A few insurance companies also offer a ‘change of mind’ clause, allowing you to cancel for any reason after a booking has been made and paid in full. This normally pays out an amount sufficient to cover any cancellation fee the rental agency or owner may apply.

When you book your vacation rental property, check the property owners or agencies cancellation policies carefully. If it is not clear, ask the question. In general, most private owners and rental agencies will attempt to rebook a property if it is cancelled, and refund your money for the period they have rebooked, less a cancellation fee.

The premium paid for trip insurance becomes less significant, the more you are paying, however it is worthwhile at any price, for your peace of mind.

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